云库增加 AI识图，缓存，我的云库收藏增加安全标志

调用外部API 扣费

Tests/UserManagementSmoke/Program.cs

@@ -50,7 +50,7 @@ try
     actor.UserName = main.UserName;
     var sub = await users.Create(new() { UserName = "child", Password = "child-password", Authority = "积分用户" }, true, default);
     Assert(sub.ParentUserName == main.UserName && sub.OemId == main.OemId, "子账号归属或OEM继承错误");
-    Assert(sub.PostagePerOrder == 2.2m && sub.RefundPostagePerOrder == 2.5m, "继承费用下限错误");
+    Assert(sub.PostagePerOrder == main.PostagePerOrder && sub.RefundPostagePerOrder == main.RefundPostagePerOrder, "子账号费用应与主账号一致");
     await Reject(() => users.Create(new() { UserName = "bad", Password = "password", Authority = "超级权限" }, true, default));
     await Reject(() => users.Create(new() { UserName = "bad-admin", Password = "password", SaLevel = 1 }, true, default));
     await Reject(() => users.Update(sub.Id, new() { ShopPointsPerMonth = 30 }, true, default));